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Siesta Key, FL. USA 

serving clients globally

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Terms and Conditions for Using Our Websites and Programs

Terms and Conditions for The iHeart Academy,  Renee Marcou Co., and Marcou & Co. LLC

If you do not agree, please do not use this website. Thank you. 


Acceptance: 

These Terms and Conditions (“Terms”) constitute a binding legal agreement (“Agreement “) upon which Renee Marcou Co. (sometimes referred to as “The iHeart Academy”, “we”, “our” or “us”) grants access and use of this website and its coaching services (the “Site”). Upon accessing, transacting and/or utilizing The iHeart Academy as a Site user, visitor, or purchaser (“you”, or “your”), you are deemed to have read, understood, and accept to be fully bound by these Terms and Conditions, as well as any other policies or regulations pertaining to or referenced regarding this Site. If you do not agree with these Terms and Conditions, please do not use the Site and related services. We reserve the right to amend or modify these Terms and Conditions at any time without prior notice to reflect any changes in our Services, policies or practices. Notice of change will be posted on the relevant page on the Site. These Terms and Conditions were last updated on August 11, 2021.


For Educational Purposes Only: The information provided in or through this Site is for educational and informational purposes only, solely to be used as a self-help reference.


Not Mental Health, Physical Health, Medical, Religious, or Financial Advice: I am not, nor am I claiming to be, a doctor/physician, nurse, physician’s assistant, advanced practice nurse, or any other medical professional (“Medical Provider”), hypnotist, behavioral therapist, psychiatrist, psychologist, therapist, counselor, or social worker (“Mental Health Provider”), registered dietician or licensed nutritionist, financial advisor, or member of the clergy. I am not providing medical services, health care, therapy services, hypnotism, or attempting to diagnose, treat, prevent or cure any physical, mental or emotional issue, disease or condition. The information provided in or through the Site pertaining to your health, wellness, relationships, mental health, exercise, business ventures, relationships, finances, investments, or any other aspect of your life, is not intended to be a substitute for the professional medical advice, diagnosis or treatment provided by your own Medical Provider or Mental Health Provider. You agree and acknowledge that I am not providing medical advice, mental health advice, or religious advice in any way. If you have medical or mental health concerns, speak to your doctor, medical provider, and or mental health provider before starting any meditation programs or any of the courses/memberships on this site. Always seek the advice of your own Medical Provider and/or Mental Health Provider regarding any questions or concerns you have about your specific health situation, or any medications and before implementing any recommendations or suggestions from this Site. Do not disregard medical advice or delay seeking medical advice because of information you have read on this Site. Do not start or stop taking any medications without speaking to your own Medical Provider or Mental Health Provider. I do not give medical, psychological, or religious advice whatsoever.


Not Financial or Legal Advice: You acknowledge that I am not providing financial or legal advice. I am not an attorney, accountant, or financial advisor, nor am I claiming to be one. The information contained within this Site is not intended to be a substitute for legal or financial advice that can be provided by your own attorney, accountant, and/or financial advisor. I accept no liability whatsoever for any loss or damage you may incur. Always seek legal and/or financial counsel relating to your any questions or concerns you may have. In agreeing to these Terms and Conditions, you acknowledge that the information on this Site is not legal or financial advice.


Access and Registration: Our Site is made available freely to all users but we may require you to register and create a member account to access certain parts of the Site. To administer your registration we may require you to supply certain personal information including your name, telephone number, and email address. In addition to providing the specific services for which your registration was necessary, we may require additional information related to your business including type of business, establishment date, income goals, investment plans, challenges facing your business, as well as your time zone. You agree to provide us accurate and complete information as needed, and to update these items when they need updating, as this will ensure that you receive the most relevant information.


Personal Responsibility: You agree to accurately represent the information that you provide to us on or through our Site. You acknowledge that you are personally responsible for your choices, actions, and results, both now and in the future and that you are participating voluntarily in using our Site. You accept full responsibility for the consequences of your use, or non-use, of any information provided on or through this Site, and you agree to use your own judgment and due diligence before implementing any idea, suggestion or recommendation from this Site to your life, family, or business.


No refunds available. Because our products are digital and you receive instant access, we do not offer refunds. If you do not agree to these terms do not use this website or any of our course websites. 


We Make No Guarantee. In purchasing any digital program, you acknowledge that I am not your personal coach or counselor. My role is to support and assist you in reaching your own goals, but you acknowledge your success depends primarily on you. I cannot predict, and I do not guarantee, that you will attain a particular result, and you understand and acknowledge that results differ for each individual. Each individual’s results depend on his or her unique circumstances, character, background, dedication, desire, motivation, actions, and numerous other factors. You fully understand and agree that there are no guarantees as to the specific outcome or results you can expect from using the information you receive on or through this Site.


Earnings Disclaimer. Any earnings statements or examples shown through our Site are only projections or estimates of what might be possible now or in the future. There can be no assurance or guarantee as to any financial outcome based on the use of our Site or purchase of our digital products. You agree that I am not responsible for your earnings, the success or failure of your personal or business decisions, the increase or decrease of your finances or income level, or any other result of any kind that you may have as a result of information presented to you through our Site. You are responsible for your own results.



All Right Reserved. Copyright 2023.

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